Services And Fees
Our Process
We start with a complimentary initial meeting to understand your financial goals and introduce our firm and services. This meeting is a no-obligation opportunity for both sides to assess whether we’re the right fit.
Following this initial meeting, we will:
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Contact your existing providers (with your permission)
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Analyse your current arrangements
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Prepare a personalised proposal, in line with your agreed financial planning objectives
A second meeting will then be arranged to present our findings and recommendations. This second meeting is also free of charge.
If you choose to proceed, the following charges will apply:
Initial Charges
Our fees for new work, such as onboarding, new investments and implementing your financial plan are as follows:
Initial Fee: 0.50% of the assets we manage (excluding cash savings).
For example, if we manage a pension transfer valued at £150,000, the initial fee would be £750.
You can choose to pay this fee directly or have it deducted from the investment product.
Ongoing Service & Fees
We offer two tiers of ongoing service levels that include periodic reviews to ensure your financial strategy stays aligned with your circumstances.
Note: Ongoing fees may increase as the value of your investment grows.
Lite | Core | |
|---|---|---|
Who is it for? | Clients with simpler needs
(e.g. still accummulating wealth) | Clients with more complex needs
(e.g. nearing retirement or selling a business |
Annual fee | 0.75% of assets under management | 1% of assets under management |
Example fee | £1,125 per year on a fund value of £150,000 | £1,500 per year on a fund value of £150,000 |
Minimum fee | £1,000 per year | £1,000 per year |
What's Included
Service Feature | Lite | Core |
|---|---|---|
Annual suitability review | ✓ (online) | ✓ (online / in-person) |
Pension planning | ✓ | ✓ |
ISA planning | ✓ | ✓ |
Investment management | ✓ | ✓ |
Tax-advantaged investing (VCTs/EISs) | ✓ | ✓ |
Risk management | ✓ | ✓ |
Coordinate with your professional contacts | ✓ | ✓ |
Workplace benefits review | ✓ | ✓ |
Retirement income strategy | ✗ | ✓ |
Inheritance tax strategy | ✗ | ✓ |
Cashflow modelling | ✗ | ✓ |
Business exit planning | ✗ | ✓ |
Advice for your children | ✗ | ✓* |
* No initial advice fees apply for your children under the Core service; ongoing service fees still apply.
Mortgage Advice
In addition to our core financial planning services, we can put you in touch with Hayes Finance who provide expert mortgage advice should it be required. Established in 2004, Hayes Finance specialises in a wide range of solutions, including equity release, bridging finance, development funding, and international mortgages. Should you have a mortgage related enquiry, please contact Hayes Finance by clicking here (You are now leaving our website. We are not responsible for the content of third party websites. Please be aware that by clicking on this link you are leaving the Regent website. Please note that neither Regent Wealth Financial Planning Ltd nor Sense Network Limited are responsible for the accuracy of the information contained within the linked sites accessible from this page).