How we invest
Evidence Based Investing
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At Regent Wealth Financial Planning, our investment philosophy is grounded in a simple but powerful principle: make investment decisions based on evidence, not speculation. Rather than chasing trends, predicting market moves, or betting on star fund managers, we rely on decades of academic research, Nobel Prize-winning insights, and long-term historical data to guide our strategies.
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To ensure your investments are managed with discipline and expertise, we work with carefully selected Discretionary Fund Managers (DFMs). These professional managers construct, monitor, and regularly rebalance portfolios in line with clearly defined strategies and your specific objectives.
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Our process is designed to give clients confidence, structure, and peace of mind throughout their investment journey. Here’s how we do it:
1. We Start with the Evidence
We focus on what works. By critically reviewing global research and academic findings, we construct portfolios that are designed to deliver consistent and reliable outcomes over the long term. We don’t try to guess which stock or sector might outperform next instead we follow a methodical, disciplined approach based on facts.
2. We Build Sensible,
Diversified Portfolios
We invest across a broad range of global markets, asset classes, sectors, and companies to ensure robust diversification. This approach reduces the risk of any single investment impacting the overall performance of your portfolio. We carefully balance growth and stability to align with your financial goals.
3. We Keep Costs Low
Research clearly shows that high fees erode long-term returns. That’s why we prioritise low-cost, index-based funds and avoid the hidden expenses and high turnover of traditional active management. Lower costs mean more of your money stays invested and working for you.
4. We Take a Long Term View
Market timing is nearly impossible to get right consistently and even professionals rarely succeed. We believe in being patient and disciplined, resisting the temptation to chase short-term gains. Our investment process avoids unnecessary trading, helping to reduce costs and avoid emotional decision-making.
5. We Monitor, Review and Improve
Our portfolios benefit from strong ongoing governance. We continuously review the evidence and our strategies, adjusting only when new, credible research justifies change. This ensures that your portfolio remains aligned with the latest knowledge in investment science.
Important Note: All investments carry risk. The value of your investments, and any income generated from them, can fluctuate and may fall as well as rise. You might not get back the full amount you originally invested. Please remember that past performance is not a reliable guide to future results.